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Top Savings Strategies for Medical Practices and Doctors

DEDUCT 100% OF BUILDING IMPROVEMENTS


  • Utilize depreciation deduction for real property improvements instead of piling up suspended losses in Real estate LLC’s

    • Majority of the physicians that are in private practices own the buildings where they run their medical practices and surgery centers’

    • Most of the buildings incur some capital expenditure every year. In some years the improvements can be quite significant;

    • Profits and losses from Real estate LLC’s for most of the doctors are considered to be passive activities and any losses are suspended until the property is sold;

    • Record leasehold improvements at the operating entity level (medical practice or ASC) and take advantage of a full deduction without passive activity limitation.


USE AUGUSTA RULE LOOPHOLE

  • The Augusta Rule lets homeowners rent their home for up to 14 days per year without needing to report that rental income on their individual tax return;

    • Consider renting your home (it can be primary residence, secondary home, or a vacation home) for business meetings;

    • It’s important to use market rent for the Augusta rule. To ensure you get the most out of your 14-day rent rule, research when the rental market peaks each year in your area/city;

    • Rent deduction can be taken on the medical practice tax return without tax implication to the owners.


PUT YOUR KIDS ON PAYROLL

  • As long as they’re doing legitimate work for your business, you can hire your kids and pay each of them up to $12,000 per year tax-free;

    • Have your kids clean the office;

    • Use your kids pictures and/or videos on your company website;

    • If they stay under this limit, they don’t even have to file a tax return, which means they don’t pay any income tax on it. And you get to deduct their wages, which lowers your business’ taxable income;

    • This strategy can also be combined with IRA and 401k strategies to really maximize the benefit. For instance, if you paid each child $12K each as salary. You could put $6K into an IRA that is deductible, and you can use their standard deduction to take their taxable income to zero. In that case, your business can deduct $18K per child, but again, no taxable income.


UTILIZE EXPENSES NOT CLAIMED ON BUSINESS PARTNERSHIP TAX RETURNS

  • You use our personal car, computer equipment, internet, cell phone, etc. to run your business and sometimes those expenditures are not reimbursed or claimed by the business;

    • You may be allowed to deduct unreimbursed ordinary and necessary expenses you paid on behalf of the partnership (including qualified expenses for the business use of your home) if you were required to pay these expenses under the partnership agreement and they are trade or business expenses under IRC section 162.

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